Bank bjb opens digital access to Indonesia's SBR015 retail bonds

The Indonesian government has issued the Savings Bond Ritel (SBR) series SBR015, available for purchase from September 28 to October 22, 2026. This retail state bond instrument allows citizens to participate in national development financing through accessible investment options.

Bank bjb is facilitating access to these bonds via its digital channels, aiming to provide a practical investment process for the public. The SBR015 offering includes two tenor options: SBR015T2 with a two-year term and SBR015T4 with a four-year term.

The bond utilizes a ‘floating with floor’ coupon scheme. The SBR015T2 offers an initial annual coupon of 6.75%, while the SBR015T4 offers 6.85%. Under this scheme, coupon rates may adjust based on changes to the BI Rate, but will not fall below a predetermined minimum floor.