Bank deposits surge in Bosnia, Italy sees private loan growth in May

The Central Bank of Bosnia and Herzegovina reported that total bank deposits reached a record 38.7 billion KM in May, up 500.5 million KM (1.3%) from the previous month and 4.41 billion KM (12.9%) year‑on‑year. Private companies added the most, with deposits rising 248.3 million KM (2.9%); government institutions increased by 223.1 million KM (4.6%); households grew modestly by 69.9 million KM (0.3%). Deposits of non‑financial public enterprises fell 72.3 million KM (3.6%). More than half of household funds (50.6%) are held in transaction accounts, 19.7% in sight deposits and 29.7% in term deposits.

In Italy, Bankitalia said private‑sector loans grew 3.1% year‑on‑year in May, accelerating from 2.8% in April. Household loans rose 2.6% while corporate loans climbed 3.5% (up from 3.1% the month before). Private‑sector deposits increased 2.7%, and bond issuance rose 4.1%. The average mortgage TAEG reached 3.96%, the highest in 21 months, prompting consumer‑group protests that linked the rise to inflation and the effects of the Iran‑related war on market rates. Non‑financial corporate loan rates were 3.67%, and consumer credit TAEG stood at 10.37%.