Bank Mandiri reports 20.7% profit growth in Q3 2026

Bank Mandiri (BMRI) reported a consolidated net profit of Rp45.5 trillion for the third quarter of 2026, representing a 20.7% year-on-year increase. The bank's total assets reached Rp2,404.1 trillion, up 20.1% compared to the previous year.

Key drivers of this growth include credit expansion based on ecosystems, increased digital transactions, and improved business productivity. Bank Mandiri's credit reached Rp1,605.8 trillion, growing 16% year-on-year, while third-party funds (DPK) rose 17.7% to Rp1,750.2 trillion.

The bank also highlighted the positive impact of Government Regulation Number 21 of 2026 regarding Natural Resource Export Proceeds (DHE SDA). This policy, aimed at increasing domestic foreign exchange retention, has contributed to growth in foreign currency deposits. Bank Mandiri recorded Rp84.3 trillion in DPK sourced from DHE SDA as of September 2026, a 236% year-on-year increase.

In terms of shareholder returns, the bank has distributed Rp50.6 trillion in dividends throughout 2026, including an interim dividend of Rp6.16 trillion.