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[BUSINESS] · Indonesia · 4 sources

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Bank Mandiri reports Rp45.5 trillion profit through Q3 2026

Bank Mandiri has recorded a consolidated net profit of Rp45.5 trillion through the third quarter of 2026, representing a 20.7 percent year-on-year increase. This growth is attributed to ecosystem-based credit expansion, increased digital transactions, and improved business productivity.

As of September 2026, the bank's total assets reached Rp2,404.1 trillion, up 20.1 percent year-on-year. Intermediation metrics show bank-only credit at Rp1,605.8 trillion, a 16 percent increase, while third-party funds (DPK) grew 17.7 percent to Rp1,750.2 trillion.

The bank also reported an improvement in asset quality, with the gross non-performing loan (NPL) ratio for bank-only operations dropping to 0.98 percent from 1.03 percent in the same period the previous year. The NPL coverage ratio stood at 243 percent, with a cost of credit of 0.55 percent.

Regarding shareholder returns, Bank Mandiri has distributed Rp50.6 trillion in dividends throughout 2026, which includes an interim dividend of Rp6.16 trillion for the 2026 fiscal year.

Entities

Bank Mandiri · Danis Subyantoro · Novita Widya Anggraini

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