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Bank of America credit card reward strategies
Bank of America offers various credit card combinations designed to maximize rewards and perks. Customers with a personal checking account can increase their rewards by 10% to 75% through the BofA Rewards program.
A highly recommended pairing includes the Bank of America® Premium Rewards® credit card and the Bank of America® Customized Cash Rewards credit card. The Premium Rewards card carries a $95 annual fee and offers two points per dollar on travel and dining, along with up to $200 in combined airline incidental and TSA PreCheck/Global Entry statement credits. The Customized Cash Rewards card has no annual fee and provides 3% cash back in a chosen category, such as online shopping, dining, or gas, for the first $2,500 in combined quarterly purchases.