started · updated
Bank of Greece reports rising non-performing loans and card transaction growth
The Bank of Greece (BoG) Financial Stability Report for the first half of 2026 reveals a complex economic landscape. Non-performing loans (NPLs) for households rose by 14.8%, reaching €2.3 billion in the mortgage sector. This increase is attributed to legislative settlements regarding Swiss franc (CHF) loans and bank initiatives for vulnerable households. Total household NPLs, including consumer loans, reached €2.9 billion, representing approximately 8.6% of the total balance.
In the corporate sector, NPLs increased by 5.4% to €3.2 billion, with the highest rates seen in textiles, hospitality, and paper/wood industries. Conversely, shipping companies saw a 7.3% decrease in NPLs. The total NPL stock for all credit institutions stood at €6.2 billion, up 9.3% from December 2025.
On a positive note, card transactions in Greece saw significant growth, exceeding 1.4 billion transactions with a total value of €60 billion in the first half of 2026. This represents a 9% increase in transaction volume and a 5% increase in value compared to the same period in 2025. Notably, fraud incidents decreased by 23% during this period.
Entities
Claims
What the coverage asserts, and how many sources carry each claim.
- [● 3 SOURCES] Non-performing consumer loans increased by 11.7%. athina984.gr · www.ekriti.gr · www.real.gr
- [● 3 SOURCES] Non-performing mortgage loans increased by 14.8% in the first half of 2026. athina984.gr · www.ekriti.gr · www.real.gr
- [● 3 SOURCES] Business non-performing loans rose by 5.4% to 3.2 billion euros. athina984.gr · www.ekriti.gr · www.real.gr
- [● 3 SOURCES] Total non-performing loans reached 6.2 billion euros in the first half of 2026. athina984.gr · www.ekriti.gr · www.real.gr
- [● 3 SOURCES] Non-performing loans for shipping companies decreased by 7.3%. athina984.gr · www.ekriti.gr · www.real.gr
- [● 3 SOURCES] Non-performing loans for self-employed and micro-enterprises increased by 12.5%. athina984.gr · www.ekriti.gr · www.real.gr