Brazil and Portugal digital payment apps boost speed and cashback

In Brazil, digital payment platforms are promoting secure, near‑instant transactions for everyday use, emphasizing end‑to‑end encryption, two‑factor authentication and real‑time notifications to protect users and speed up transfers. The services aim to replace slower traditional banking processes, allowing payments such as bill settlements and peer‑to‑peer transfers to be completed within seconds.

In Portugal, the MB WAY app offers a cashback feature called MB WAY UP! that lets users earn a percentage of their spend back through campaigns, challenges and vouchers. Eligible purchases can return money automatically or after users meet specific conditions, with rewards delivered as digital vouchers or balance credits within the app.