started · updated
Brazil fintech UNI FY to pilot Pix Consignado; CVM proposes DLT tokenization
Fintech UNI FY will launch a pilot program for 'Pix Consignado' on October 2, 2026. The digital solution aims to integrate payroll margins, payroll systems, and instant payments, allowing public servants to access available credit margins through an app without needing a new contract for every transaction. The launch comes amid high interest rates in Brazil, with the Central Bank reporting average interest rates for individual credit at 63% per year as of April 2026.
Separately, the Brazilian Securities and Exchange Commission (CVM) has finalized a proposal for a pilot program to test the tokenization of securities. Using Distributed Ledger Technology (DLT), the program will test the full lifecycle of securities operations, including issuance, distribution, trading, and settlement for assets such as stocks, debentures, and investment fund quotas. The initiative seeks to evaluate the technical and legal viability of DLT in the capital markets.
Entities
Banco Central · CVM · Otto Lobo · Rodrigo Drummond · UNI FY
Claims
What the coverage asserts, and how many sources carry each claim.
- [● 2 SOURCES] The Pix Consignado pilot will connect payroll margins, payroll systems, and instant payments in a single digital process. leianoticias.com.br · oglobo.globo.com
- [● 2 SOURCES] UNI FY will launch a Pix Consignado pilot program on October 2, 2026. leianoticias.com.br · oglobo.globo.com
- [○ 1 SOURCE] The DLT pilot program aims to test the entire cycle of securities operations, including issuance, offering, distribution, and settlement. valor.globo.com
- [● 2 SOURCES] The average interest rate for free credit to individuals reached 63% per year in April 2026. leianoticias.com.br · oglobo.globo.com
- [○ 1 SOURCE] The CVM is preparing an experimental environment to test the issuance and trading of securities using Distributed Ledger Technology (DLT). valor.globo.com