Brazilian banks to invest R$ 50.4 billion in technology by 2026

Brazilian banks are projected to invest R$ 50.4 billion in technology in 2026, representing an 8% increase from 2025 and a 58% rise compared to five years ago. According to the 34th Febraban Banking Technology Survey, conducted by Deloitte, approximately R$ 3 billion of this budget is earmarked for artificial intelligence (AI), analytics, and big data.

Research indicates that 92% of banks associate AI with increased speed in routine tasks, while 52% highlight benefits such as faster customer response times, cost reduction, and improved data analysis efficiency. The sector's operations are increasingly digital; of the 240.8 billion banking transactions recorded in 2025, 83% occurred through digital channels, and 63% of corporate operations were conducted via mobile devices.