Brazil's Caixa deposits R$13 bn FGTS profit for 138 million workers
The Caixa Econômica Federal began automatic deposits of R$13.04 billion into the Fundo de Garantia do Tempo de Serviço (FGTS) accounts of 138.2 million Brazilian workers on 31 July 2026. The payment represents 89 % of the FGTS’s 2025 profit, which totaled about R$14.7 billion. The credit is reflected in each worker’s linked FGTS account and is identified by the entry “AC CRED DIST RESULTADO ANO BASE 12/2025”.
The distribution cannot be withdrawn immediately; funds may be accessed only under conditions set by law, such as dismissal without cause, retirement, purchase of a home, serious illness, or participation in the optional birthday‑withdrawal scheme. The added profit raises the total annual return on FGTS balances to 6.9 %, a real gain of roughly 2.5 percentage points above the 2025 inflation rate (IPCA 4.26 %). The credit corresponds to an increase of about 1.87 % of each account’s balance, calculated by multiplying the December‑31‑2025 balance by the factor 0.01868341.
Entities: Brazil · Brazilian workers · Brazilian workers (138.2 million) · Caixa Econômica Federal · Conselho Curador do FGTS · Fundo de Garantia do Tempo de Serviço (FGTS) · Fundo de Garantia por Tempo de Serviço (FGTS) · IPCA (Índice Nacional de Preços ao Consumidor Amplo)
Claims
What the coverage asserts, and how well corroborated each claim is across sources.
- [● 3 SOURCES] Deposits began on 30 July 2026 and were completed by the end of August 2026. (multiple articles)
- [● 10 SOURCES] The Conselho Curador do FGTS approved distribution of R$13.04 billion, representing 89 % of the 2025 FGTS profit. (multiple articles)
- [● 10 SOURCES] The credit appears in account statements as “AC CRED DIST RESULTADO ANO BASE 12/2025”. (multiple articles)
- [● 8 SOURCES] Each worker’s credit equals their FGTS balance on 31 December 2025 multiplied by 0.01868341, about R$1.87 per R$100. (multiple articles)
- [● 10 SOURCES] The profit credit raises the total annual yield of FGTS accounts to 6.9 %, above the 2025 inflation rate of 4.26 %, a real gain of about 2.6 percentage points. (multiple articles)
- [● 10 SOURCES] The credit cannot be withdrawn immediately; it can be accessed only under legal FGTS withdrawal conditions such as unemployment, retirement, home purchase, severe illness, or the optional “saque‑anúnc (multiple articles)
- [● 10 SOURCES] The distribution was credited to the FGTS accounts of 138.2 million workers who had a balance on 31 December 2025. (multiple articles)
- [● 8 SOURCES] The 2025 FGTS profit amounted to approximately R$14.7 billion. (multiple articles)
- [● 10 SOURCES] The total return on FGTS accounts for 2025 reached 6.9 %, exceeding the 2025 inflation rate of 4.26 % (IPCA). (All articles)
- [● 10 SOURCES] The distribution corresponds to 89 % of the FGTS profit for 2025. (All articles)
- [● 10 SOURCES] FGTS profit for 2025 totaled about R$14.7 billion. (All articles)
- [● 10 SOURCES] Caixa Econômica Federal deposited R$13.04 billion into FGTS accounts of workers. (All articles)