Brazil's FGTS to distribute ~R$13 billion profit to 138 million workers
On 28 July 2026 the Council Curator of the Fundo de Garantia do Tempo de Serviço (FGTS) will vote on a proposal to allocate roughly R$13 billion of the fund’s 2025 profit to workers. The plan would benefit about 138 million people who held an active or inactive FGTS account balance as of 31 December 2025. If approved, Caixa Econômica Federal will credit the amounts directly to each beneficiary’s linked FGTS account, with no action required by the worker.
The credit per worker is calculated by multiplying the December‑2025 account balance by an index of 0.01868341, a figure set out in the council’s proposal. The distribution represents roughly 90 % of the FGTS’s total profit of about R$14.7 billion for the year and complies with Law 13.446/17 and a Supreme Court ruling that the fund’s remuneration must at least match inflation. Recipients can check the deposited amounts through the FGTS mobile app, the Caixa internet‑banking portal, or by visiting a Caixa branch. The funds may be withdrawn only in situations prescribed by Law 8.036/90, such as home‑purchase financing, calamities, serious illness, or termination without cause.
Entities: Caixa Econômica Federal · Council Curator of the FGTS · Fundo de Garantia do Tempo de Serviço (FGTS) · Luiz Marinho · Ministry of Labor and Employment (Brazil)
Claims
What the coverage asserts, and how well corroborated each claim is across sources.
- [● 7 SOURCES] Deposits will be made automatically by Caixa Econômica Federal into workers’ FGTS accounts, requiring no request from beneficiaries. (Automatic deposit mechanism)
- [● 5 SOURCES] Workers can consult the deposited amount through the FGTS mobile app, Caixa internet banking, or by visiting a Caixa branch. (Consultation channels)
- [● 2 SOURCES] The distribution corresponds to about 90 % of the FGTS’s 2025 profit, which totaled roughly R$14.7 billion. (Share of profit and total profit amount)
- [● 7 SOURCES] The Council Curator of the FGTS will vote on 28 July 2026 on a proposal to distribute approximately R$13 billion of the fund’s profit. (FGTS profit distribution decision date and amount)
- [● 3 SOURCES] The profit distribution is required by Law 13.446/17 and a Supreme Court ruling that FGTS remuneration must not be lower than official inflation. (Legal basis)
- [● 6 SOURCES] Withdrawals of the distributed profit are permitted only in cases defined by Law 8.036/90, such as home‑purchase financing, calamities, serious illness, or termination without cause. (Withdrawal conditions)
- [● 5 SOURCES] The amount each worker receives is calculated by multiplying the December‑2025 account balance by an index of 0.01868341. (Calculation method and index)
- [● 7 SOURCES] The distribution will benefit about 138 million workers who had an active or inactive FGTS account balance as of 31 December 2025. (Number of beneficiaries and eligibility date)