Brazil's FGTS Fund to Distribute R$13 Billion to 138 Million Workers
The Conselho Curador do Fundo de Garantia do Tempo de Serviço (FGTS) approved on 28 July 2026 the distribution of roughly R$13.04 billion – about 89 % of the fund’s 2025 profit of R$14.65 billion – to the 138.2 million workers who held a positive balance in their FGTS accounts on 31 December 2025.
The credit will be deposited automatically by Caixa Econômica Federal into each eligible account. The amount each worker receives is proportional to the balance on the cut‑off date, calculated with a factor of 0.01868341 (approximately 1.87 % of the balance). Deposits must be completed by 31 August 2026, after which workers can view the credit via the FGTS app, Internet Banking or Caixa branches.
With the profit share, the total return on FGTS accounts will rise to 6.9 %, surpassing the 2025 IPCA inflation rate of 4.26 % by 2.53 percentage points. The credited funds remain subject to existing withdrawal rules and can only be accessed in situations such as retirement, dismissal without cause, home‑purchase financing, severe illness, or other legally prescribed cases.
Entities: Caixa Econômica Federal · Conselho Curador do FGTS · Fundo de Garantia do Tempo de Serviço (FGTS) · Luiz Marinho · Ministério do Trabalho e Emprego
Claims
What the coverage asserts, and how well corroborated each claim is across sources.
- [● 15 SOURCES] The credit for each worker is calculated by multiplying the account balance on 31 December 2025 by the factor 0.01868341 (approximately 1.87 %). (All articles describing calculation method)
- [● 11 SOURCES] The complete distribution must be completed by 31 August 2026. (All articles citing the deadline)
- [● 19 SOURCES] The Conselho Curador do FGTS approved the distribution of approximately R$13.04 billion to workers. (All articles (ids: ead1b8a8-1072-4929-b438-5437e17c12b5, 77aada5a-ad1f-4312-ab8f-47fbf0bc8eef, 9691ed16-825c-489a-b702-…)
- [● 17 SOURCES] Approximately 138.2 million workers who had a positive FGTS balance on 31 December 2025 are eligible for the distribution. (All articles reporting beneficiary count)
- [● 11 SOURCES] Credited funds can be withdrawn only under legally prescribed situations such as retirement, dismissal without cause, home‑purchase financing, severe illness, or similar cases. (All articles outlining withdrawal rules)
- [● 14 SOURCES] The R$13.04 billion equals 89 % of the FGTS’s 2025 profit of approximately R$14.65 billion. (All articles containing profit figures)
- [● 12 SOURCES] Caixa Econômica Federal will automatically credit the amounts to the eligible FGTS accounts. (All articles mentioning Caja/ Caixa as the manager)
- [● 10 SOURCES] The distribution will raise the overall FGTS account return to 6.9 %, exceeding the 2025 IPCA inflation rate of 4.26 % by 2.53 percentage points. (All articles providing return figures)