Poland business landscape: Factoring growth and new regulatory shifts

Poland is experiencing significant shifts in its business and regulatory landscape. The Polish factoring market is growing at a rate of 10.4%, more than double the EU average of 4.8%. In 2025, companies affiliated with the Polish Factoring Association financed documents worth 519.9 billion PLN, placing Poland seventh in the EU.

In terms of digitalization, a new obligation for e-Delivery addresses went into effect on October 1, 2026, for entrepreneurs registered in CEIDG before 2025. While high demand caused technical issues on government portals, the Ministry of Development and Technology clarified that there are no financial penalties for failing to establish an address by the deadline.

Regulatory changes are also impacting the cosmetics industry. Under the EU Deforestation Regulation (EUDR), new products such as certain soaps containing palm oil derivatives will be subject to compliance requirements starting December 30, 2027.

Additionally, companies like Ferro are focusing on international expansion into Central, Eastern, and Southern Europe to drive growth, while various sectors continue to adopt SFA and CRM tools to optimize sales and operational efficiency.