Cajasiete launches new fixed-term deposit amid rise in automated savings tools

Cajasiete has launched a new three-month fixed-term deposit aimed at new contributions from other financial institutions. The product offers a 3.15% TAE and a 3.11% TIN, with interest paid upon maturity. The deposit allows for amounts ranging from 3,000 euros to a maximum of 300,000 euros per person, providing a predictable option for those seeking stability and clear financial planning.

In the broader context of personal finance, technological tools are increasingly being used to facilitate savings through behavioral finance. Various applications utilize algorithms to automate the process, such as the rounding method, where small change from card transactions is transferred to a digital savings account. Other strategies include setting rules to transfer funds based on specific daily actions or participating in progressive savings challenges to build capital gradually without significant changes to consumption habits.