Car insurance renewal advice for changing driving habits

When car usage decreases, such as through the loss of a daily commute or a shift to public transport, vehicle owners should review their insurance policies during renewal to ensure coverage remains appropriate.

While lower mileage may make usage-based options like ‘Pay As You Drive’ relevant, drivers are cautioned not to reduce essential coverage. Even with less frequent use, vehicles remain at risk from theft, fire, weather-related damage, and accidents during occasional trips.