Care benefits and pension implications in Germany

In Germany, individuals with a care level of 1 (Pflegegrad 1) are entitled to specific benefits for home care, even though many other services like care allowance (Pflegegeld) typically begin at level 2. Under § 40 Paragraph 2 SGB XI, those receiving home care from relatives or outpatient services can claim up to 42 euros monthly for consumable care aids. These benefits can be requested through local pharmacies or online portals.

Regarding the financial impact on pensions, care allowance (Pflegegeld) is classified as a social benefit rather than income for the person receiving care. Consequently, receiving this allowance does not affect pension entitlements or count as additional income. Furthermore, if a person in need of care transfers this allowance to a relative as recognition for their caregiving efforts, it is not considered taxable income and does not increase pension claims.