Catherine Baudeneau advises diversified investing for people over 60

Financial advisors stress that age alone should not dictate a shift to low‑risk assets. Catherine Baudeneau of Altaprofits says the key is the investment horizon and personal goals, not the fact that an investor is over 60. She recommends splitting wealth into a short‑term safe portion (e.g., Livret A, LDDS, euro‑funds) and a longer‑term allocation that can include more dynamic assets.

In Switzerland, Yvan Roduit of Raiffeisen warns that cash holdings lose real value when inflation outpaces low interest rates. He argues that wealthy retirees risk losing millions by leaving money in barely‑yielding bank accounts, and suggests adding real‑asset exposure to preserve purchasing power for themselves and future generations.