CEC Bank announces promotional overdraft interest rates

CEC Bank has launched a promotional campaign offering reduced interest rates on overdraft facilities for individuals. From October 15, 2026, to April 15, 2027, eligible customers in the Standard and Premium segments can benefit from a margin reduction of 4 percentage points compared to standard rates.

Under the campaign, Standard segment customers can access a variable interest rate of IRCC + 3.92 percentage points, down from the standard IRCC + 7.92 percentage points. Premium segment customers are eligible for a rate of IRCC + 3.50 percentage points, compared to the standard IRCC + 7.50 percentage points.

Adina Călin, director of Products and Banking Services at CEC Bank, stated that the initiative aims to provide a more advantageous financing solution to help customers manage unforeseen expenses. The overdraft facility allows access to funds directly in current accounts, with limits reaching up to nine salaries or a maximum of 60,000 lei, depending on income and eligibility analysis.