Cetes Directo offers low-risk investment options in Mexico

Cetes Directo offers a secure and accessible way for individuals in Mexico to begin investing and building consistent savings. The platform allows users to open accounts online using personal identification such as CURP and RFC, with minimum investments starting at 100 pesos.

Investors can choose from various terms, including 28, 91, 182, and 350 days. According to the latest government bond auction on September 1, 2026, interest rates are as follows: 28-day terms at 6.49%, 91-day terms at 6.54%, 182-day terms at 6.69%, and 350-day terms at 7.00%.

While the 350-day term provides the highest yield, the difference between terms is relatively small. Investors are encouraged to consider their liquidity needs before selecting a term. Currently, these rates remain above the annual inflation rate of 3.26% reported by INEGI for the first half of August 2026.