China banking and insurance sectors report Q2 2026 regulatory data

The National Financial Regulatory Administration released key regulatory indicator data for the banking and insurance sectors for the second quarter of 2026. Total assets for banking and insurance institutions continued to grow, with banking assets reaching 498 trillion yuan, a 6.6% year-on-year increase. Insurance company and asset management assets totaled 43.9 trillion yuan, up 6.2% from the beginning of the year.

In the first half of 2026, commercial banks achieved a cumulative net profit of 1.2 trillion yuan. Credit support for inclusive finance saw growth, with inclusive small and micro enterprise loans reaching 38.9 trillion yuan (up 8%) and inclusive agriculture-related loans reaching 15 trillion yuan (up 7.5%).

Regarding asset quality, the non-performing loan (NPL) ratio for commercial banks stood at 1.52% at the end of Q2. Risk mitigation capabilities remained sufficient, with a provision coverage ratio of 202.87%. In the insurance sector, the average comprehensive solvency adequacy ratio was 180.6%, well above regulatory requirements.