Chugoku Bank provides sustainability-linked loan to QOL Service

Chugoku Bank has executed a sustainability-linked loan for QOL Service Co., Ltd., a company operating in the nursing care, publishing, and education sectors. The 100 million yen loan, set for a 20-year term, is designed to support sustainable management practices.

Under the terms of the agreement, QOL Service Co., Ltd. has established specific corporate targets regarding net CO2 emissions. Chugoku Bank will provide interest rate reductions if these environmental targets are met, incentivizing the company's contribution to a sustainable environment and society. The loan structure complies with guidelines formulated by the Ministry of the Environment.