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Indonesia banking credit reaches 10-year high
Indonesian banking credit has reached its highest level in a decade, according to the Financial Services Authority (OJK). Total outstanding credit exceeded Rp9,200 trillion, with growth rates fluctuating between 13.2% and 13.6% year-on-year.
Corporate lending has emerged as the primary driver of this expansion, growing by approximately 21% to 22%. Investment credit also showed strong momentum, increasing by 23% to 25% year-on-year. In contrast, consumer credit growth has slowed, recorded at approximately 4.7% to 5.07%.
Major financial institutions reported varied results for the first nine months of 2026. BCA reported credit expansion of Rp1,063.1 trillion, while CIMB Niaga reached Rp242.6 trillion in total credit and financing. Permata Bank reported credit growth of 10.1% to Rp172.9 trillion. Despite the growth, some analysts warn of tight liquidity and compressed net interest margins due to elevated funding costs and currency pressures.
Entities
Bank Central Asia · Bank Mandiri · Bank Syariah Indonesia · CIMB Niaga · CIMB Niaga Syariah · Friderica Widyasari Dewi · Indonesia · Ministry of Finance · Otoritas Jasa Keuangan
Claims
What the coverage asserts, and how many sources carry each claim.
- [● 2 SOURCES] Corporate credit grew by over 21% year-on-year. www.cnbcindonesia.com · keuangan.kontan.co.id
- [○ 1 SOURCE] Total outstanding banking credit exceeded Rp9,200 trillion. www.cnbcindonesia.com
- [○ 1 SOURCE] BCA credit expansion reached Rp1,063.1 trillion by September 2026. keuangan.kontan.co.id
- [● 2 SOURCES] Indonesian banking credit growth reached approximately 13.2% to 13.6% year-on-year. www.cnbcindonesia.com · keuangan.kontan.co.id
- [● 2 SOURCES] Consumer credit growth was between 4.7% and 5.07% year-on-year. insight.kontan.co.id · keuangan.kontan.co.id
- [○ 1 SOURCE] CIMB Niaga total credit and financing reached Rp242.6 trillion. ekonomi.republika.co.id
- [● 3 SOURCES] Investment credit grew by approximately 21% to 25% year-on-year. insight.kontan.co.id · www.cnbcindonesia.com · keuangan.kontan.co.id
- [○ 1 SOURCE] The 10-year Indonesian sovereign bond yield rose above 7.7%. www.europesays.com