CNSS reports 25 million health insurance beneficiaries in Morocco

CNSS AMO mandatory health insurance social security Morocco economy

The Caisse Nationale de Sécurité Sociale (CNSS) reported significant growth in its 2025 performance metrics. The number of beneficiaries under various Mandatory Basic Health Insurance (AMO) schemes reached 25.08 million, a 3% increase from 2024. Total benefits paid out under the AMO systems rose by 17% to 22.65 billion dirhams.

Specific insurance regimes showed varying results. The AMO for salaried employees grew to over 4 million primary insured members, with benefits totaling 9.22 billion dirhams. The AMO Tadamon scheme covered 3.95 million people, while the AMO Achamil scheme saw a 70% increase in members, reaching 265,551.

In contrast, the AMO for non-salaried workers faces a structural deficit. While its membership grew to 1.69 million, the ratio of benefits paid to contributions reached 157%, a 25-point increase from the previous year. Authorities are working to improve contribution collection and enrollment for this group.

Regarding general social security, the number of declared employees rose by 4% to 4.24 million, and the declared wage mass increased by 10% to 244.84 billion dirhams. The CNSS also increased its inspection and monitoring efforts by 22%, conducting over 10,000 missions to combat social fraud.

Entities

CNSS · Caisse Nationale de Sécurité Sociale · Morocco · Nadia Fettah

Claims

What the coverage asserts, and how many sources carry each claim.

[● 3 SOURCES] The health insurance system for non-salaried workers recorded a structural deficit, with compensation reaching 157 percent of collected contributions. www.marrakechalaan.com · assabah.ma · lakome2.com
[● 3 SOURCES] The number of beneficiaries of the mandatory basic health insurance reached 25.08 million in 2025. www.marrakechalaan.com · assabah.ma · lakome2.com
[● 3 SOURCES] The CNSS conducted 10,411 inspection and monitoring missions in 2025 to combat social fraud. www.marrakechalaan.com · assabah.ma · lakome2.com
[○ 1 SOURCE] The 'AMO Comprehensive' system saw a 70 percent increase in primary insured members compared to 2024. lakome2.com
[● 3 SOURCES] Total compensation paid out reached 22.65 billion dirhams in 2025, a 17 percent increase from 2024. www.marrakechalaan.com · assabah.ma · lakome2.com
[○ 1 SOURCE] The 'AMO Tadamon' system covered 3.95 million people, with 8.49 billion dirhams in compensation paid. lakome2.com
[○ 1 SOURCE] Declared wages grew by 10 percent, rising from 222.51 billion dirhams in 2024 to 244.84 billion dirhams in 2025. lakome2.com
[● 3 SOURCES] The number of declared employees reached 4.24 million in 2025, a 4 percent increase compared to the previous year. www.marrakechalaan.com · assabah.ma · lakome2.com