Compensation options for catastrophic injury and drunk driving victims

Victims of catastrophic injuries, such as traumatic brain injuries, spinal cord damage, and amputations, may seek compensation through economic and non-economic damages. Economic damages cover financial losses like medical bills and lost wages, while non-economic damages address intangible losses such as permanent physical disability, disfigurement, and psychological impact.

In cases involving drunk driving, standard auto insurance policies often provide insufficient coverage. State-mandated minimum liability limits may fail to meet the high costs of modern trauma care. When insurance payouts reach their policy caps, victims may need to pursue separate civil actions to recover the remaining costs associated with life-altering injuries.