Credit Card Rewards Programs Spotlight Bilt, Chase and American Express

Bilt Rewards lets cardholders earn points on rent and mortgage payments at up to 1.25 points per dollar, with a network of 18 airline and seven hotel partners that transfer at a 1:1 ratio. Points can also be redeemed for travel at a rate of 1.25 cents each. The Bilt credit‑card lineup was relaunched in January 2026, offering three cards with annual fees ranging from $0 to $495.

Chase Ultimate Rewards remains a widely used flexible currency tied to a broad suite of travel cards, known for strong welcome bonuses and a large set of transfer partners, though the specific terms were not detailed in the source.

American Express is promoting a new Platinum Business Card for Australian applicants. New cardmembers who spend $12,000 on eligible purchases within the first three months after approval receive 350,000 Membership Rewards points and an $875 credit. After the credit the annual fee is $575. Additional benefits include elite hotel status across several chains, airport lounge access, car‑hire privileges, and a referral program.