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[BUSINESS] · Australia, United Kingdom · 3 sources

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Credit Clear reports strong FY26 growth and raises FY27 guidance

Credit Clear Limited has reported strong financial results for the fiscal year ending June 30, 2026. The Australian debt collection technology provider achieved $60.0 million in revenue, representing a 28% increase. This growth was fueled by 9% organic growth and the acquisitions of DTS and the UK-based ARC Europe.

Key financial metrics for FY26 include a 41% rise in underlying EBITDA to $10.5 million and a 65% increase in underlying NPATA to $6.7 million. The company also reported a 45% increase in underlying earnings per share. Strategic acquisitions have expanded the company’s market reach, particularly through its entry into the United Kingdom.

Regarding legal matters, Credit Clear addressed an ongoing investigation by the Australian Competition and Consumer Commission (ACCC) into its subsidiaries, ARMA Group Holdings Pty Ltd and Force Legal Pty Ltd, concerning alleged contraventions of Australian Consumer Law. The company denies these allegations and intends to defend the proceedings, noting that they have not materially impacted financial results or future guidance.

For FY27, Credit Clear has provided guidance of $73.0 million to $77.0 million in revenue and underlying EBITDA between $12.0 million and $14.0 million.

Entities

ARC Europe · ARMA Group Holdings Pty Ltd · Australian Competition and Consumer Commission · Credit Clear Limited · DTS