Deventer family uses 50/50 split for variable household expenses

A family in Deventer has implemented a unique 50/50 split for variable household expenses to manage their finances more effectively. Kiara, 36, and her husband Ruben, 38, earn a combined net monthly income of approximately €4,500.

While fixed costs such as the mortgage, energy, insurance, and childcare are paid from a joint account, the couple manages variable costs—including groceries, children's clothing, gifts, and outings—by splitting them exactly in half. They allocate a maximum of €1,200 per month for these items, with each partner contributing €600. The couple also sets aside €300 monthly for a buffer, vacations, and larger expenses.