Dominican banks Banreservas and Santa Cruz earn top credit ratings

Banreservas, the Dominican Republic’s largest bank, was reaffirmed with a AAA rating and a stable outlook by Moody’s Local Dominican Republic. The agency highlighted the bank’s strong asset quality, high profitability, robust liquidity and a market share of about 35 % in assets and 30 % in loans as of March 2026. Moody’s also confirmed an AA+ rating for the bank’s long‑term local‑currency subordinated debt and maintained an MLA‑1 short‑term rating, citing low non‑performing loans and solid capital buffers.

Separately, rating agency Feller Rate ratified an AA‑ rating for Banco Santa Cruz and upgraded its outlook from stable to positive. The bank holds roughly 5.6 % of the domestic asset market, with total assets of RD$221 billion and a 7 % growth year‑to‑date. Feller Rate noted a diversified loan portfolio, a non‑performing loan ratio of 1.8 % for loans over 90 days, and profitability of 2.4 % ROA and 20.7 % ROE, reflecting resilient earnings despite a challenging macro‑economic environment.