Equitable Holdings launches Bitcoin-linked annuity option

Equitable Holdings has introduced a new investment option that integrates Bitcoin exposure into a registered index-linked annuity (RILA). The product, named SCS-Premier, tracks the performance of the iShares Bitcoin Trust ETF (IBIT).

Designed for conservative investors and retirement planners, the product utilizes a mechanism of one-year segments and buffers to manage risk. The structure includes various buffer levels—specifically 10%, 15%, 20%, and 40%—intended to protect against losses within defined ranges while allowing participation in Bitcoin's price volatility.