Erste Group targets EPS over €15 by 2030 with 15% annual growth
Erste Group Bank AG released its mid‑term financial outlook for 2025‑2030. The Austrian bank aims to double earnings per share (EPS) to more than €15 by 2030, implying an average annual EPS growth rate (CAGR) of about 15% over the 2025‑2030 period. It also projects a return on tangible equity (ROTE) above 20% throughout the forecast horizon. The baseline for the outlook is a 2025 adjusted net profit of €3.51 billion and an EPS of €7.72 per share.
The targets rest on assumptions of sustainable organic growth in credit lending, deposit taking and asset‑management activities, supported by stronger-than‑average economic growth in Central Europe and optional strategic acquisitions in Poland and the wider region. Additional assumptions include improved operational efficiency, a stable credit‑risk environment, a positive interest‑rate backdrop, stable geopolitics and no significant increase in banking taxes, regulatory burdens or overall tax load.
Entities: Austria · Erste Group · Erste Group Bank AG · Vienna
Claims
What the coverage asserts, and how well corroborated each claim is across sources.
- [● 5 SOURCES] Growth assumptions include organic credit, deposit and asset‑management expansion in Central Europe and strategic acquisitions in Poland. (Erste Group)
- [● 5 SOURCES] Erste Group expects a return on tangible equity (ROTE) above 20% during the forecast period. (Erste Group)
- [● 5 SOURCES] Erste Group targets an average annual EPS growth rate (CAGR) of about 15% for 2025‑2030. (Erste Group)
- [● 2 SOURCES] Erste disclosed the financial outlook in a PTA‑Adhoc press release on 29 July 2026. (PTA‑Adhoc release date 29 July 2026)
- [● 5 SOURCES] Erste Group aims to double EPS to over €15 by 2030. (Erste Group)
- [● 5 SOURCES] The 2025 adjusted EPS baseline is €7.72 per share. (Erste Group)
- [● 5 SOURCES] The outlook assumes no significant increase in banking tax, regulatory burden, or overall tax load. (Erste Group)
- [● 5 SOURCES] The 2025 adjusted net profit used as a baseline is €3.51 billion. (Erste Group)
- [● 4 SOURCES] The outlook assumes a positive interest‑rate environment and stable geopolitics throughout the forecast period. (Erste Group)