Finance sector faces AI governance and trust challenges in France

A Nutanix study of 1,600 senior IT leaders in large enterprises reveals that 66 % of financial organisations are dealing with “Shadow AI”, where employees use AI tools without IT approval, and 86 % consider it a significant security risk. The report also highlights data‑sovereignty concerns, with 79 % of respondents prioritising control over data location while 62 % still run containerised workloads in public clouds, creating a “sovereignty debt”. Internally, complex processes and skill gaps hinder AI rollout more than hardware limitations.

A separate Gartner analysis finds that 91 % of finance chiefs rate AI’s impact on performance as low or moderate, pointing to a lack of trust. Auditable, traceable results are missing because AI often operates outside core financial systems, breaking the quote‑to‑cash audit trail. Experts argue that AI must be embedded within established financial data flows and validated with clear controls to build the confidence needed for measurable business value.