Financial strategies for managing negative cash flow

To manage negative cash flow, particularly in the agricultural sector, several immediate solutions can be implemented before seeking bank loans. Independent advisor Amandine Chapuis-Bernard suggests conducting a campaign assessment to diagnose the economic health of an operation before the formal accounting balance sheet is finalized.

Key strategies include mobilizing precautionary savings, such as the deduction for precautionary savings (DEP), to rebalance results. Additionally, farmers can consider pausing or modulating existing loan repayments, such as reducing annual installments by 30%, provided this is coordinated with banks before the annual deadline. Another option involves delaying certain payments, such as farm leases or payments to cooperatives, to align with the arrival of subsidies or indemnities.