Fintech firms unveil AI lending solutions at Finovate 2026

Finovate 2026, held in New York from September 9‑11, featured several fintech companies demonstrating AI‑driven tools aimed at improving lending speed, efficiency and risk assessment. ALoan showcased an AI platform that automates commercial underwriting, turning borrower documents into a complete credit memo in under 30 minutes. Clockout presented a financial‑wellness and liquidity solution that banks can embed to deepen primary‑account relationships and generate new fee revenue. equipifi demonstrated technology that integrates Buy‑Now‑Pay‑Later and flexible payment options directly within digital banking interfaces. Trust Science introduced its dual‑score matrix, combining traditional bureau scores with its proprietary Six°Score™ to identify “Invisible Primes” – borrowers with low bureau scores but low credit risk – thereby increasing response rates while reducing defaults.

These innovations collectively aim to address the trade‑off between risk and response that lenders face with conventional credit scoring, offering alternative data and machine‑learning models to expand borrower reach and improve profitability.