France faces low inheritance planning as 72% remain unprepared

A recent survey shows that 72 % of French adults have taken no steps to organise their succession, despite billions of euros poised to change hands in coming decades. Most respondents consider inheritance a distant concern, view taxes as too high and lack awareness of legal tools that can reduce costs. Only about 15 % have a valid will, while many avoid discussing the topic due to family taboos or perceived complexity.

Experts advise simple measures: creating an inventory of assets, consulting a notary, and using basic instruments such as wills, donations, life‑insurance policies and property splitting. The advice also extends to hidden valuables—jewellery, coins, antiques, artworks and vintage items—that can hold significant market value and should be appraised and recorded to avoid future disputes among heirs.

Without early planning, families risk assets being tied up in indivision, bank accounts frozen, and spouses left unprotected, especially in blended‑family situations. Regularly updating valuations and keeping a detailed list can help ensure a smoother, less contentious transmission of wealth.