France strengthens rights for pregnant homebuyers and renters

In France, the Lemoine law now lets prospective parents change their mortgage insurance at any time without fees and without a health questionnaire for loans under €200,000 per borrower. Standard maternity leave remains unpaid by insurers, but pathological pregnancies that trigger a medical leave may be covered under the Temporary Total Incapacity (ITT) guarantee, subject to a typical 90‑day waiting period and possible hospitalization requirements.

Separately, French law recognizes overcrowded housing as a vulnerability factor for pregnant women. The Right to Adequate Housing (DALO) allows expectant mothers to file a request when their residence is deemed unsuitable, and courts consider the presence of an unborn child when granting extensions on eviction proceedings. Social services and CAF can also provide emergency accommodation and increased housing assistance.

Together, these measures aim to protect the financial and health interests of pregnant individuals navigating homeownership and tenancy.