German Rules Set Child Liability for Parent‑Taxi Damage by Age

child liability parent taxi German law vehicle damage insurance

German law states that liability for damage caused by children riding in a parent‑taxi depends on the child’s age and maturity. Children aged 7‑10 are liable only if they intentionally cause damage, and only when the damage occurs to a parked vehicle. Children aged 10 and older are liable only if they could understand that their behavior was wrongful and therefore bear responsibility.

Parents are liable only if they have breached their duty of supervision. The vehicle‑owner’s compulsory liability insurance does not cover damage to the owner’s own car; in such cases a comprehensive (Kasko) policy may provide coverage, depending on the circumstances.

Entities

German parents · Jan Kemperdiek · Schleswig‑Holsteinische Rechtsanwaltskammer · Vehicle owners · children in parent‑taxi

Claims

What the coverage asserts, and how many sources carry each claim.

[● 3 SOURCES] Compulsory vehicle liability insurance does not cover damage to the owner’s own car; a comprehensive (Kasko) policy may cover such damage depending on the case. www.kurierverlag.de · www.op-online.de · www.volksfreund.de
[● 3 SOURCES] Children aged 7 to 10 are liable only if they caused damage intentionally and only for damage to parked cars. www.kurierverlag.de · www.op-online.de · www.volksfreund.de
[● 3 SOURCES] Parents are liable only if they have breached their duty of supervision. www.kurierverlag.de · www.op-online.de · www.volksfreund.de
[● 3 SOURCES] Children aged 10 and older are liable only if they were capable of understanding that their behavior was wrong. www.kurierverlag.de · www.op-online.de · www.volksfreund.de