Germany highlights mental‑health stress and pension options for disabled seniors

Mental‑health experts in Cologne warn that persistent worries and pressure can affect people of all ages, from students facing academic expectations to older adults dealing with loneliness or health concerns. They stress the importance of open conversation, listening, and professional support, noting that many struggle to find timely therapy.

The German Pension Insurance (Deutsche Rentenversicherung) explains that retirees who become severely disabled can apply for a special disability pension even if they already receive the regular old‑age pension. Applicants must meet the disability criteria and a 35‑year contribution period. If eligibility is confirmed, the higher disability pension replaces the standard pension, and any overpaid amounts are adjusted retroactively.