Germany home security: burglary prevention and insurance risks

Recent reports highlight essential precautions for homeowners in Germany to prevent property damage and theft during absences. Key recommendations include securing food in airtight containers to avoid pest infestations, such as cockroaches, and maintaining indoor humidity below 50% to prevent mold and insect breeding.

Regarding insurance, homeowners must notify their providers if scaffolding is present on the property during a trip, as this increases burglary risks. Failure to do so may result in reduced insurance payouts.

Crime statistics for 2024 show a significant impact from burglaries in Germany. The Police Crime Statistics (PKS) recorded 78,436 cases, with total damages from stolen goods estimated at 340.6 million euros. The German Insurance Association (GDV) reported approximately 90,000 burglaries in homes and apartments, with insurance claims totaling around 350 million euros and an average loss of 3,800 euros per incident. While cash remains a target, criminals increasingly prioritize high-value, easily resalable electronics like smartphones, cameras, and computers.