GoodLeap launches Home Visa Signature Card with 6% cash back on home projects

GoodLeap announced the GoodLeap Home Visa Signature Card on July 30, 2026. The Visa‑branded product combines a home‑equity line of credit with credit‑card flexibility, allowing eligible homeowners to draw up to $150,000 secured by their property. It offers a 6% cash‑back rate on qualifying home‑improvement spending initiated through the GoodLeap Home app – the highest rate among major cards – and a 3% cash back on everyday purchases after $2,000 in a billing cycle.

The card carries no annual fee, can be used anywhere Visa is accepted, and is issued by Cross River Bank under a Visa license. Balances over $1,000 can be converted into fixed‑rate installment segments. Integrated with GoodLeap’s contractor network, the card lets homeowners pay contractors as work progresses, consolidates higher‑interest debt, and can fund everyday purchases or emergency repairs during a two‑year draw period.

GoodLeap’s chief operating and strategy officer Dan Lotto said the product is designed to reward homeowners for improving the value of their homes rather than earning airline miles on high‑APR credit cards.