HDBank announces August 2026 deposit interest rates

As of August 2026, HDBank maintains competitive deposit interest rates, with specialized products offering rates as high as 7.6% per annum.

For in-branch deposits, short-term rates (1–5 months) range between 3.5% and 3.6% per annum. Mid-term rates (6–11 months) vary from 4.7% to 4.9% per annum. Long-term standard products offer between 5.2% and 5.5% per annum for 12 to 18 months, while specialized products can reach 7.2% for 12 months and 7.6% for 13 months.

Online deposit rates are notably higher than in-branch rates across most terms. Short-term online rates range from 4.2% to 4.3% per annum, while mid-term rates reach up to 5.0% per annum for a 6-month term. For long-term online deposits, rates range from 5.3% to 5.6% per annum for the 12–18 month period.