HUK-COBURG highlights ways for drivers to reduce car insurance costs

Drivers looking to reduce costs can save several hundred euros by carefully selecting car insurance policies. Consumer experts suggest that comparison portals may not provide a complete market overview, as some major insurers, such as Germany's largest motor insurer HUK-COBURG, are not listed on these platforms. It is recommended to check offers directly on the websites of known low-cost providers.

Additional savings can be achieved through various methods. Telematics tariffs, which reward safe driving behavior, can reduce annual premiums for liability and casco insurance by up to 30 percent. Furthermore, choosing to have repairs completed within an insurer's specific workshop network can lead to discounts, such as a 20 percent reduction in casco contributions. Increasing the deductible (Selbstbehalt) also serves as a way to lower premiums.