If reports increase in risky moped driving behavior

Insurance company If reports a rise in risky behavior among moped riders, characterized by stunts, excessive speed, and reckless driving. While moped-related accidents have decreased by 20 percent over the last five years, recent claims show a trend of dangerous maneuvers often occurring in industrial areas or on remote roads.

Common accidents include falls, running off the road, and collisions with other vehicles. Most injuries involve 15–16-year-olds and include skin damage, burns, and ankle or foot fractures, often caused by wearing improper footwear like sneakers. Mikael Tervonen, product manager for vehicle insurance at If, noted that head injuries are frequently linked to improperly tightened helmet straps, and mechanical issues such as worn tires, weak brakes, or modified engines also contribute to accidents.