ING Turkey reports rise in savings and long‑term investment expectations in Q1 2026 study

ING Turkey released the first‑quarter 2026 results of its Turkey Savings Trends Study, conducted with NielsenIQ. The survey found that 51.3% of respondents own some form of savings and 84% say they save regularly. About 22% of those without savings plan to start in the near future.

The primary motivations for saving were future investment (34%) and protection against unexpected events (23%). The most popular saving instruments were under‑the‑pillow gold and other precious metals (44%) followed by foreign‑currency and Turkish‑lira cash held outside banks (40%). TL time‑deposit accounts rose to 24% and TL demand‑deposit accounts to 13%, while stock‑market investments stood at 18%.

Investors' expectations for long‑term returns increased by five points, whereas short‑term return expectations fell by four points. Forty‑five percent of respondents target long‑term returns, 42% medium‑term, and 13% short‑term. Banking service usage remains high, with 92% using bank services and 93% accessing internet or mobile banking.

ING Turkey’s Sezin Erken highlighted the strong savings consciousness in Turkey and stressed the need for diversified investment options and greater financial literacy. The bank cited its ING Mobile platform and new thematic funds aimed at younger investors as tools to support more informed investment decisions.