Insurance and automotive markets show growth in Poland

The export credit and investment insurance market is anticipating continued growth in the second half of 2026, driven primarily by investments in energy, defense, and digital infrastructure. According to the Business Confidence Index by the Berne Union and the International Credit Insurance & Surety Association (ICISA), sentiment in the medium- and long-term (MLT) segment is at a historical high. Berne Union members covered $3.71 trillion in new trade in 2025, a 12% increase from the previous year.

Growth is being fueled by energy security, energy transition, and the expansion of digital infrastructure, including data centers required for artificial intelligence. In the short-term insurance market, demand remains positive due to rising exports and AI-related supply chains, though growth rates may slow due to buyer budget constraints.

Separately, Chinese automotive brands are rapidly increasing their market share in Poland. In July, Chinese brands accounted for 15.5% of new car registrations, up from an average of 8.2% in 2025. A report by EFL indicates that 59% of Polish companies are now open to considering Chinese brands for their fleets. While brands like MG, BYD, Jaecoo, Omoda, and Leapmotor dominate the Chinese volume, their long-term success in the region will depend on reliability, service availability, and total cost of ownership.