Insurance liability and municipal costs in Poland

In Poland, the sale of a vehicle does not terminate its mandatory third-party liability (OC) insurance; instead, the policy transfers to the buyer by law. Sellers are required to notify both the communication department and the insurer to ensure the correct transfer of responsibility and potential premium adjustments. It is important to note that mandatory insurance is tied to the specific vehicle rather than the owner.

In a separate incident involving municipal liability, a Polish municipality faced significant costs after a driver of a McLaren 570 GT struck a pothole. The driver reported a sudden impact and a tire pressure error after traveling approximately 50 meters. This case highlights the distinction between mandatory vehicle insurance and voluntary liability insurance held by entities like road managers, which may have different guarantee sums that might not fully cover all damages.