Insurtech sector expands in Central America and adopts AI

The insurtech ecosystem in Central America is experiencing rapid growth, with the number of active startups reaching 40. According to the Latam Insurtech Journey report by Digital Insurance LatAm, the region saw a 29% year-on-year increase in the first half of 2026, significantly outpacing the 15% growth recorded the previous year. This expansion positions Central America as the fastest-growing zone within Latin America, accounting for approximately 5% of the continent's 576 insurtech companies. Notably, 53% of these regional startups are foreign-based.

In parallel, technology providers like bdt global are focusing on helping insurance companies integrate advanced technologies. During the Evolución Insurtech Latam (EILA 26) event in Santiago, Chile, executives from bdt global discussed the implementation of agentic artificial intelligence and AI architectures to improve operational efficiency and cybersecurity. There is a growing demand among insurers for solutions that optimize processes and bridge technological gaps to meet strategic business objectives.