Intesa Sanpaolo posts record first‑half 2026 profit and lifts earnings outlook FAST-MOVING
Intesa Sanpaolo reported a net profit of €5.554 billion for the first half of 2026, a 6.5 % increase year‑on‑year and the highest result in the bank’s history. Net interest income rose 0.6 % to €7.480 billion, net fee income grew 4.9 % to €5.131 billion and the insurance business generated €973 million, up 5.5 %. The bank’s CET1 capital ratio stood at 13.1 % at the end of June.
The board confirmed an interim dividend of €3.8 billion to be paid in November, maintaining a 95 % payout policy (75 % cash dividend, 20 % share buy‑back). On the guidance side, Intesa Sanpaolo raised its full‑year 2026 profit target to more than €10 billion. It also reiterated a cash‑and‑share offer of roughly €30.6 billion to acquire Banca Monte dei Paschi di Siena, underscoring its expansion strategy.
Chief Executive Carlo Messina highlighted the strong operating profit of €9.311 billion and the bank’s resilience amid a volatile macro‑economic environment, noting that the results reflect solid cost control and diversified revenue streams.
Entities: Banca Monte dei Paschi di Siena · CET1 capital ratio · Carlo Messina · Euro · European Banking Authority · European Central Bank · Eurozone · Intesa Sanpaolo · Intesa Sanpaolo S.p.A.
Claims
What the coverage asserts, and how well corroborated each claim is across sources.
- [● 8 SOURCES] Intesa Sanpaolo raised its full‑year 2026 net profit guidance to more than €10 billion. (Intesa Sanpaolo)
- [● 8 SOURCES] Intesa Sanpaolo announced a cash‑and‑share offer of approximately €30.6 billion to acquire Banca Monte dei Paschi di Siena. (Intesa Sanpaolo)
- [● 9 SOURCES] Net interest income for the first half of 2026 was €7.480 billion, a 0.6% increase year‑on‑year. (Intesa Sanpaolo)
- [● 9 SOURCES] Insurance business result for the first half of 2026 was €973 million, up 5.5% year‑on‑year. (Intesa Sanpaolo)
- [● 9 SOURCES] Net fee income for the first half of 2026 was €5.131 billion, up 4.9% year‑on‑year. (Intesa Sanpaolo)
- [● 9 SOURCES] Operating profit (management result) for the first half of 2026 was €9.311 billion, up 9.1% year‑on‑year. (new)
- [● 9 SOURCES] Intesa Sanpaolo net profit for the first half of 2026 was €5.554 billion, up 6.5% year‑on‑year. (Intesa Sanpaolo)
- [● 9 SOURCES] Intesa Sanpaolo’s CET1 capital ratio was 13.1% at the end of June 2026. (Intesa Sanpaolo)
- [● 9 SOURCES] Intesa Sanpaolo plans an interim dividend of €3.8 billion to be paid in November 2026, part of a 95% payout policy (75% dividend, 20% buy‑back). (Intesa Sanpaolo)
- [● 8 SOURCES] Intesa Sanpaolo announced a cash‑and‑share offer of roughly €30.6 billion to acquire Banca Monte dei Paschi di Siena. (new)