Investment strategies drive significant wealth accumulation for finance professionals and bloggers

Individual investment success stories highlight the impact of high savings rates and strategic asset allocation on long-term wealth.

Sam Dogen, a former Executive Director in the finance industry with experience at Goldman Sachs and Credit Suisse, accumulated a net worth of approximately $3 million (80 billion VND) by age 34. Over a 13-year period, Dogen maintained a savings rate of 50% to 75% of his after-tax income. He minimized living expenses by sharing studio apartments and avoided luxury spending, instead reinvesting his savings into stocks, rental real estate, bonds, and certificates of deposit to build significant passive income.

Similarly, an investment blogger known as Padoldaek achieved a net worth of 1.7 billion won (approximately 32.8 billion VND) through focused stock market investing. Despite an initial period of losses, she utilized a long-term holding strategy, particularly with U.S. equities such as Nvidia, Starbucks, and Palantir. Her investment in Nvidia yielded a 600% return, while her commitment to Palantir resulted in a profit of approximately 670 million won.