Ivass reports average Italian motor insurance premiums at 422 euros

According to data from Ivass, the average price for mandatory third-party motor insurance (RC Auto) in Italy was 422 euros in the second quarter of 2026. This represents a 1.6% increase on an annual basis but a 0.4% decrease compared to the first quarter of 2026. When adjusted for inflation, real premiums saw an annual reduction of 1.3%.

Regional disparities persist across Italy, though a trend toward convergence is noted. For example, drivers in Naples pay an average of 255 euros more than those in Aosta. Significant annual price increases were recorded in Enna (+4.5%), Pescara (+3.8%), and Rome (+3.5%), while decreases were observed in Cagliari (-2.0%), Imperia (-1.0%), and Benevento (-0.8%).

Regarding market trends, 91% of contracts included a discount, with an average discount of 212 euros. The agency channel remains the primary distribution method, accounting for 86.7% of contracts. Additionally, the use of black box technology saw a slight decline, dropping to 16% of vehicles from 17.2% the previous year.