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[BUSINESS] · Brazil · 23 sources

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Brazil monetary policy and Banco do Brasil Q2 results

The Brazilian Monetary Policy Committee (Copom) has reduced the Selic benchmark interest rate to 14% per year. While the decision reflects a deceleration in inflation, the Central Bank maintains a cautious stance, noting that inflation remains above the target upper limit and continues to be pressured by demand.

Financial institutions have provided varying outlooks on the economic landscape. Bradesco BBI projects a further reduction of the Selic rate to approximately 11% by the end of 2027, driven by local disinflation. Conversely, JPMorgan has downgraded its investment recommendation for Brazil from overweight to neutral, anticipating a 0.25 percentage point cut in September followed by a prolonged pause until the second quarter of 2027 due to slowing growth and credit deterioration.

In corporate news, Banco do Brasil reported an adjusted net profit of R$ 3.91 billion for the second quarter of 2026, exceeding analyst expectations. This growth was supported by treasury operations and individual lending, despite rising delinquency rates, particularly in the agribusiness sector. Additionally, the bank approved a complementary interest on equity (JCP) payment of R$ 584.9 million scheduled for September.

Entities

Banco Central do Brasil · Banco do Brasil · Bank of America · Bradesco BBI · Brazil · Copom · Ibovespa · JPMorgan

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